Do you have an IRA or similar tax-deferred retirement account?  Here is one way to save on income taxes and help the Serra cause.

Once you reach age 73, you’ll likely need to start taking required minimum distributions (RMDs) out of your tax-deferred retirement accounts each year.

These mandatory distributions can have a negative impact on how much income taxes you pay. RMDs are generally taxable at your ordinary income rate, and (1) the additional income can potentially push you into a higher tax bracket, (2) increase the amount you pay for Medicare in the future, and (3) increase the amount of your investment income subject to the 3.8% net investment income tax (NIIT).  There is a solution that will help our religious through the Serra Club which is a non-profit organization.

Donate to a charity through a QCD. One of the most tax-efficient ways to manage your RMD is through qualified charitable distributions (QCDs). A QCD allows you to transfer assets directly from your IRA to to our Serra Club (a maximum of $111,000 per individual in 2026). The amount transferred counts toward your RMD but is excluded from your taxable income, thereby helping support our religious while reducing your tax liability.  You can designate your Serra Club donation to to the Seminarian Fund or the Sisters Formation Fund.

Taken from Fidelity Investments strategy to reduce taxes on RMDs.